Top Ten Things You should Know about Health Insurance in Colorado
In Colorado individual or family health insurance is less expensive than group health insurance.
With an individual health insurance policy in Colorado you own it, not your employer. As long as you continue to pay the premiums, the policy is yours.
Unlike automotive insurance, you can't be singled out for a rate increase, nor can the health insurance company cancel your family health insurance plan based on your claims experience.
Individual health insurance in Colorado is subject to underwriting, meaning that, when you apply for health insurance, if you have health issues you may be subject to "up-rating," possible exclusion of preexisting conditions, or denial.
There are over 400 different individual health insurance policies available in Colorado, from at least eight health insurance companies.
Having a Health Savings Account is a great way to save money on taxes.
Using an agent doesn't cost you any more than not using one.
Colorado law requires that insurance companies provide you with a standard format "Colorado Health Benefit Plan Description Form" that is specific to Colorado, to make comparing plans easier.
Your employer can make non taxable contributions to your individual Health Savings Account.
Insurance companies must provide coverage for a dependent newborn child of the policy holder from the moment of birth.
Editorial: Wave of higher health premiums on its way The Aurora Sentinel Let's say you're currently paying $1500 a month to provide modest health insurance for your family of four, which is a relatively reasonable policy in ...
Let's get rational about health care 'rationing' Baltimore Sun As we embark on a path leading to universal health insurance, as we must, we also must begin to discuss the constraints that must be applied on the care to ...
Markey fights insurance price fixers â?? and asks for money Denver Business Journal (blog) Betsy Markey, D-Colorado. From an email her office sent out Monday: ?For too many years the health insurance industry has been allowed to fix prices, ...
